Only 3% of companies use AI seriously. Then the divide opens

Alexander Green on what happens when AI leaves the pilot stage and becomes the OS. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  

Alexander Green on what happens when AI leaves the pilot stage and becomes the OS.

A Message from The Oxford Club Dear Reader, Here's the AI number most investors are not thinking about. Only a small fraction of companies are using AI in a serious way today. But what happens when that number is no longer tiny? What happens when AI adoption moves from the experimental stage... into the normal operating system of corporate America? That's when the real divide opens. On one side will be companies using AI as a gimmick. On the other side will be companies using AI to lock in customers, lower costs, speed up critical work, and make themselves almost impossible to replace. That second group is where I'm focused. Because in every great technology boom, the first wave gets the attention. But the second wave often creates the lasting fortunes. The first wave of the internet was routers, cables, servers, and infrastructure. Then came Amazon, Google, Netflix, and the businesses that used the internet to reshape entire industries. I believe AI is following the same pattern. Phase 1 was chips and infrastructure. Phase 2 is the rise of companies using AI to build legal monopolies in massive markets. I've found three that stand out. One is using AI to reshape cybersecurity. One is using AI-powered automation to change how goods move through America's retail system. One is using AI inside the high-stakes world of big pharma and regulatory work. That is the shift I believe investors need to understand now. Click here to watch the Great AI Divide briefing now. Good investing, Alexander Green Chief Investment Strategist, The Oxford Club Exclusive Article The AI Number Most Portfolios Still Ignore Money Morning Editorial Team published on July 23, 2026 By late Monday morning the market will still be arguing about capex, chips, and who can keep shipping growth. Buried under that noise is a quieter AI statistic: only a thin slice of corporate America is using the technology as a real operating system instead of a slide-deck gimmick. Alexander Green's Oxford framing is less about the next chatbot and more about the split that opens when adoption leaves the lab. One side experiments. The other side locks in customers, cuts costs, and compounds advantages that lagging boards will not reverse with a single pilot project. Adoption Beats Announcement Markets reward the companies that ship product. They punish the ones that only ship press releases. The AI divide is the same story with better branding. When 3% becomes 30%, the winners are already trained into customer workflows. The laggards are still booking consultants. It is kinda like the early internet: everyone eventually got a website. Only a few turned the pipe into the business. The second wave of winners often looked boring until the first wave ran out of easy growth. If your portfolio is 100% model brands and zero operators who actually embed AI into margin and moat, a quiet Monday is a warning label. Free presentations will name a short list. Your job is to demand proof of use, not just a story about inevitability. Bottom Line The AI supercycle is not one stock. It is a sorting machine. Watch who is already on the right side of the adoption divide before the rest of the market pretends the gap was obvious all along. You are receiving this e-mail at fromworksmart.jewelry@blogger.com, as part of your subscription to Money Morning. No longer interested? Unsubscribe. © 2026 Money Morning. All Rights Reserved. Nothing in this email should be considered personalized financial advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized financial advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before our subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after on-line publication prior to following an initial recommendation. Protected by copyright laws of the United States and international treaties. This Newsletter may only be used pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of: First Light Financial, 1001 Cathedral St, Baltimore, MD 21201. Money Morning is a First Light Financial, LLC publication. To contact us call 866-616-2166 or visit us online. Website | Privacy Policy | Terms & Conditions